Avail a housing loan

Can I avail a Housing loan on my father's pension amount?
Hi I took a Housing loan from SBI to purchase a plot and the plot is registered in my name. Can I borrow some more amount by extending the same home loan showing my father's pension amount as income during construction.

What are good banks for home loans in India? What bank is the best? How about the max. limit ?
Is ICICI a good choice? What about SBI? How do they calculate the repayment capability? In what way can we use LIC bonds?

HDFC and SBI for home loan in India

Tell me about reverse mortgage scheme loan RML from bank especially SBI?

I am 69 yrs of age, having my house on my name worth 1 crore. I have taken this home from my only son through a registered gift deed for the price of few thousands of rupees and stamp duty was also paid to the court at the time of registration of said deed.now when i applied this loan for senior citizen ,bank officials take all the formalities from me including title of property, valuation another relevant documents and processing fee of rs 11600 for sanction of loan for rs 32 lacs.the purpose of loan was i am suffering from chronic renal falure and already i have undergone open heart surgery 5 years back.for the treatment of my ailing kidney that might be gone upto transplantation.after sanctioning of this loan and taking their processing fee ,sbi officials are not releasing my loan and given me a letter that your property is not self acquired one.but when the legal expert of the same bank giving certificate that this is clear title of property and there is no bar for mortgage how can bank refuse me in releasing the amount.since i am on bed and really need this money for my treatment ,is there some body to help me in getting my loan amount released? sanjeev