I am working for marketing executive for partner ship firm i am getting salary per month 15000/- without any statuary deduction. please advice me how much i can get the loan & for this which bank i have to approach.
I living in uae dubai via nri a/c hdfc, sbi,oriantal bank of commerce etc please give me advice & please share your experience with me .
Best home loans are easy to get if you know where to look. Home loans with low interest rates can make a sizeable difference in your savings, both on a long term and short term basis. However in order to get the best interest rate on your new home loan, you need to follow some tips. A sure-fire way to finding some of the best home loans rate is by comparing between 3-4 different lenders prior to deciding who to opt for. While most lenders have a wide range of interest rates and schemes, those who offer flexibility in terms and conditions or can customize to your preferences can work the best for you. Which bank in india can lend me home loan with out interst? I am against interst. Please help me?
Sunday, May 30, 2010
Thursday, April 22, 2010
Variety of Options for Studio Apartments in Gurgaon
Gurgaon is considered as one of the finest cities in India to work and live in. Being an emerging corporate and industrial hub, the city attracts thousands of young professionals every year. This leads to increase in the demand for living units. To suffice the demand for apartments, the real estate industry in Gurgaon is quite active. You would get to find a variety of dwelling units ranging from luxury villas, plush condominiums to well furnished studio apartments in Gurgaon.
If you are young professional with moderate savings yet you want to have a place of your own in the city, you may go for studio apartments in Gurgaon. Many bachelors and spinsters find living in such apartments quite comfortable as they are affordable as well as well equipped with modern facilities. Let us take a virtual tour to a studio apartment project built by one of the leading developers called Emaar MGF.
Virtual Tour to the Villas
The exclusive 2 and 3 bedroom serviced apartments are part of Emaar MGF's premium condominiums complex 'The Villas' in sector 25 Gurgaon. Though close to the humdrum city life but the project is set in a serene environment serving you with a rejuvenating effect. The serviced apartments of 'The Villas' are well equipped with modern amenities and available at affordable price. The following are the highlights of the studio apartments in Gurgaon of 'The Villas'.
Studio Apartments in Gurgaon – The Villas
- The apartments are inspired from the architectural styles of South East Asia. They are compact living units with contemporary style and smooth line finish.
- Total Height G+8
- Targeted possession by Feb 2012
Rajeha Navodaya
There are many other developers in Gurgaon who are up to occupying the growing market for studio apartments. Navodaya is a low cost high quality urban community built by a renowned developer called the Rajeha Group. It is living community located at sec-92/95, Gurgaon. Eyeing at the huge workforce of the nearby IMT Manesar, Rajeha aims at developing a walk to work concept. The project offers a combination of 1,2,3 BHK apartments and studio apartments. The facilities offered include club house and huge green fields for children to play.
You would also find a number of well serviced studio apartments in Gurgaon on rent as well. If you are looking out for a living option which is small yet complete, the studio rental apartments can be a good choice for a comfortable stay.
How to Find Apartments for Rent
The ever expanding population of Gurgaon has made the real estate sector a thriving market. If you are new to the city and is in need of a shelter, do not worry, you would have plenty of options. But, whether you want to purchase or simply take on rent, you need to be cautious about certain aspects of property transfer. The following are few tips that would tell you how to find apartments for rent.
Tips on How to Find Apartments for Rent
- Create a renter's resume where you would be jotting down all your details, including your permanent house address, your employer, length of employment, your current salary, personal references and even the contact details of your previous landlords.
- To begin with your search, you may look out for apartments for rent in news paper classifieds, publications that are specifically for the apartment hunters and internet portals.
- Estimate the amount that you would be paying as rent. You are advised to devote not more that 30% of your take away home income per month.
- To make your search more effective, you can always go for the real estate agent. They are well aware of the market trends and as a result of which they would be able to provide you with best possible deal for the apartments for rent.
- Before taking up preferred apartments for rent, make sure to run a check. In case of any damaged property, do not hesitate to inform your land lord to get it mended. It would also be beneficial for you to avoid any blame later while you relocate to some other place.
- While making the best rental dealings find out the facilities offered to you. Amenities like an enclosed garage for parking, pool, tennis court, gym facilities and such.
- Ask your landlord to define the cosmetic charges that your landlord would be bearing like painting walls or structural changes like the adding shelves.
If you are looking out for an economic rental deal, you can go for sharing. But be well aware of the habits and the character of the room mate as you have to live with the person. You might face trouble in case the person turns out to be a smoker or a noise maker.
Get all terms of agreement in writing. Also, fix up a definite time period within which your landlord has to return your security deposit once you move away as many landlords tend to drag their feet to make the payment.
Wednesday, April 14, 2010
I'm CIBIL list, how to get home loan?
I took a personnel loan from citi bank and settled it later...but i came to know that they barred my name in SEBL...I really need help, i was genuine in my payments but the bank was fraudulent, and m paying for something m not responsible for...PLEASE HELP...
CIBIL is a curse. They do not verify the authenticity of information given by members. MNC banks simply follow it.
Try to get from Nationalised banks!
Home loan repayment for year 2009-2010?
I paid an Home loan payment of 1 lakh in april 2010, the home is on my wifes name (she is housewife and the payment goes from my sal account). Can I show/claim them as tax exemption for the period of 2009-2010.
You can claim home loan benefits u/s 80C & 24(b) only if:
- You are joint owner of the flat.
- You are joint borrower of the loan
- You are paying EMI from your income.
Construction of the flat is complete.
CIBIL is a curse. They do not verify the authenticity of information given by members. MNC banks simply follow it.
Try to get from Nationalised banks!
Home loan repayment for year 2009-2010?
I paid an Home loan payment of 1 lakh in april 2010, the home is on my wifes name (she is housewife and the payment goes from my sal account). Can I show/claim them as tax exemption for the period of 2009-2010.
You can claim home loan benefits u/s 80C & 24(b) only if:
- You are joint owner of the flat.
- You are joint borrower of the loan
- You are paying EMI from your income.
Construction of the flat is complete.
Thursday, January 28, 2010
Claim rights on the husband's individually owned property
Can a wife in India claim rights on the husband's individually owned property?
Hi, My father has given this property to me after 2 yrs of my marriage. I am not happy with my wife & have discussed for divorce but she isnt ready to divorce me & has an eye on my property. Can she claim right even if I am not willing to give it to her.
Your wife in India has NO right over any of your self owned property till you are alive,she has right to monthly maintenance from you if she has no source of income for her maintenance, she has right to residence from you whether while staying with you in same premises or another premises (in such case you have to provide it on rent or otherwise), she has right to live with you & continue conjugal relationship with her, however this you can refuse if you have decree of judicial separation against her, she has right to seek & have physical custody of minor children & she has right to claim all her Stridhan brought by her at the time of marriage along with get her share in the jointly owned property which you both got at the time of marriage. This property in question was given to you by your father & that too after two years of marriage. The title of this property must be in your name or there must be some record showing the property stands in your name only & not in joint name with your wife. Considering all these facts & the legal position ,your wife has no right over this property, however she can always seek relief as far other rights I have mentioned here so be careful about those.
Here are some interesting real estate project in Gurgaon:
Ild Spire Greens
Tata Raisina Residency
Unitech Fresco
Dlf Town Houses
Hi, My father has given this property to me after 2 yrs of my marriage. I am not happy with my wife & have discussed for divorce but she isnt ready to divorce me & has an eye on my property. Can she claim right even if I am not willing to give it to her.
Your wife in India has NO right over any of your self owned property till you are alive,she has right to monthly maintenance from you if she has no source of income for her maintenance, she has right to residence from you whether while staying with you in same premises or another premises (in such case you have to provide it on rent or otherwise), she has right to live with you & continue conjugal relationship with her, however this you can refuse if you have decree of judicial separation against her, she has right to seek & have physical custody of minor children & she has right to claim all her Stridhan brought by her at the time of marriage along with get her share in the jointly owned property which you both got at the time of marriage. This property in question was given to you by your father & that too after two years of marriage. The title of this property must be in your name or there must be some record showing the property stands in your name only & not in joint name with your wife. Considering all these facts & the legal position ,your wife has no right over this property, however she can always seek relief as far other rights I have mentioned here so be careful about those.
Here are some interesting real estate project in Gurgaon:
Ild Spire Greens
Tata Raisina Residency
Unitech Fresco
Dlf Town Houses
Sunday, January 17, 2010
Best bank in India for taking Home Loan?
Which is the best bank in INDIA for taking home loan. By means of interest rates, service after giving loan, transparency in transactions etc.
SBI - no second thought.
For getting home loan India, is it best to get it at 8% from India or Personal Loan at 12% in UK?
I am planning to buy a house in India availing a home loan, which stands at 8.5% at the moment, which will move on to 9.5% for the next year and then floating interest around 10.25% (10 to 15 years). Total loan amount is £30,000 (Rs 22,00,000). As I am based in UK, the other alternative for me is to secure a personal loan of £30,000 from a UK bank, payable at 12% APR in 6 years. The advantage with the UK personal loan is that I don’t have the delay in securing an NRI Home Loan in India as well as the total years payable is 7 years in UK compared to 10 to 15 years in India. Which is the best option and if so, why? Thanks very much for your help. Smitha R
Searching for HDFC home loan, is there a website to get all home loan rates in India?
Where can I get NRI Home Loan in Singapore for buying a home in India?
I would like to knw abt home loan interests in india, which bank is de best option????Can anyone suggest me...
i am lkg for a loan for 15L on a built house.....in Tamilnadu. i would lk 2 knw de the bank's interest rates????? Which bank can offer me less interest rate also easy to get the loans .... and de period is around 10 to 15 yrs....can anyone provide me some gud suggestion....
Hi im an indian working in dubai, can i get home loan in india?
hi im working in dubai my salary is 60000 rupees , can i get a home loan in india, I'm an indian , what will be the amount eligible , what should be my minimum serving period in the current company. im 23yrs old. i have 4 years work experience. im in the current company for past 6 months
Here is a secret to finding that out.....now come close.....don't let everyone hear this......GO TO A DAMN BANKER AND ASK THEM!!! Why would you put that question on here....oh yeah, to give me something to gripe about. Never underestimate the power of Indian Ignorance.
SBI - no second thought.
For getting home loan India, is it best to get it at 8% from India or Personal Loan at 12% in UK?
I am planning to buy a house in India availing a home loan, which stands at 8.5% at the moment, which will move on to 9.5% for the next year and then floating interest around 10.25% (10 to 15 years). Total loan amount is £30,000 (Rs 22,00,000). As I am based in UK, the other alternative for me is to secure a personal loan of £30,000 from a UK bank, payable at 12% APR in 6 years. The advantage with the UK personal loan is that I don’t have the delay in securing an NRI Home Loan in India as well as the total years payable is 7 years in UK compared to 10 to 15 years in India. Which is the best option and if so, why? Thanks very much for your help. Smitha R
Searching for HDFC home loan, is there a website to get all home loan rates in India?
Where can I get NRI Home Loan in Singapore for buying a home in India?
I would like to knw abt home loan interests in india, which bank is de best option????Can anyone suggest me...
i am lkg for a loan for 15L on a built house.....in Tamilnadu. i would lk 2 knw de the bank's interest rates????? Which bank can offer me less interest rate also easy to get the loans .... and de period is around 10 to 15 yrs....can anyone provide me some gud suggestion....
Hi im an indian working in dubai, can i get home loan in india?
hi im working in dubai my salary is 60000 rupees , can i get a home loan in india, I'm an indian , what will be the amount eligible , what should be my minimum serving period in the current company. im 23yrs old. i have 4 years work experience. im in the current company for past 6 months
Here is a secret to finding that out.....now come close.....don't let everyone hear this......GO TO A DAMN BANKER AND ASK THEM!!! Why would you put that question on here....oh yeah, to give me something to gripe about. Never underestimate the power of Indian Ignorance.
Wednesday, January 13, 2010
How on earth am i going to pay my home loan?
I'm 18 and my parents have a home loan they bought before the boom and now houses are so damn expensive, how on earth am i going to pay for my home loan, i'm so pissed off cause how on earth am i going to have a life when i'm older. I'm going to have a full time job and thats probably almost going to be just paying for stupid interest. Please help, please whats your advice? rob someone, do drugs.. im not going to sink that low but paying for a home loan for like 15-30 sounds soo soo ghey. what am i gonna do!
Do your arithmetic, if you sold, how much of a mortgage would be left to pay off. Go and have a word with the bank/building society. Finally, you can wait. House prices go up and down all the time, it's down now, but it will go up again, then SELL
How about taking loan from REPCO bank? Friend is offering me 25 lakhs loan to make a home?
My friend who is manager in Repco is interested to give me 25 lakhs as home loan. Interest will be more or less like the same as other banks. But my question is, is there any problem if i take loan from this kinda of banks? She is trying to improve the banking operations, thats why they planned to give loans to reliable persons...she says...! what should i do now?
Ensure that your documents are kept in safe custody and the services are not person centric i.e tomorrow somebody comes as manager in place of your friend he should provide the same service. Thats it.
Do your arithmetic, if you sold, how much of a mortgage would be left to pay off. Go and have a word with the bank/building society. Finally, you can wait. House prices go up and down all the time, it's down now, but it will go up again, then SELL
How about taking loan from REPCO bank? Friend is offering me 25 lakhs loan to make a home?
My friend who is manager in Repco is interested to give me 25 lakhs as home loan. Interest will be more or less like the same as other banks. But my question is, is there any problem if i take loan from this kinda of banks? She is trying to improve the banking operations, thats why they planned to give loans to reliable persons...she says...! what should i do now?
Ensure that your documents are kept in safe custody and the services are not person centric i.e tomorrow somebody comes as manager in place of your friend he should provide the same service. Thats it.
Subscribe to:
Posts (Atom)